We take a deep dive into your current financial picture. It is important to assess where you are now and how to move forward with the most impactful improvements to your financial life. With a planning roadmap in hand, we will implement various components of your custom portfolio.
Dedicated portfolio management and research teams work with your advisor to build a custom mix for clients of both traditional and alternative investments. Accounts are actively managed in accordance with clients' objectives and risk tolerance.
Ultra-high-net-worth individuals often require an increased level of customization, broad areas of advice, and thorough diligence. We have wealth consultants who specialize in the complexities unique to affluent individuals.
Our affiliated CPA firm, Evergreen Sterling Kuder, can help clients be strategic and proactive to optimize their income tax situation. Evergreen Sterling Kuder's specialties include executive compensation, business ownership, and liquidation.*
Private investments provide a unique complement to clients' portfolio. We have partnered with notable private equity firms as well as more localized exposure through Seattle VC opportunities. Private investments focus on various objectives, from private lending to disruptive technology ideas and more.
Evergreen and its affiliates have a proud history of partnering with business owners through the various stages of starting out, building, and exiting. Our tax team at Evergreen Sterling Kuder has specialized in small and medium-sized businesses for over 35 years.
We use investment strategies to achieve both financial returns and social or environmental impact. It is an approach that seeks to align financial investments with philanthropic values and provides clients with the tools to make a positive difference in the world.
Planning with a Certified Exit Planning Advisor (CEPA) can help business owners plan for and execute successful business succession and exits by assessing the business, creating a customized exit plan, connecting with a network of professionals, and assisting with the execution of the plan. By working with a CEPA, business owners can maximize the value of their business and achieve their financial and personal goals.
Working with an advisor who is well-versed in the unique challenges and opportunities you face can provide comfort along the way. With a majority of your net worth being illiquid; locked up in private business interests, your financial plan will look different and cover more ground.
Work with your advisor to model out a variety of personal financial outcomes depending on what happens with your shares. Lean on your advisor for recommendations of how to be protected in all situations and maximize possibilities.
The income you take as an owner or key-man can be replaced with custom strategies designed to help produce sufficient levels of cash flow, regardless of investment volatility. Our investment team will work to create a long-term plan for you to be comfortably work-independent.
Take action to review your tax strategy while there is still time to act. The typical system of talking to a CPA early in the year regarding the previous tax year ensures that you receive assistance with filing and not professional advice. The CPAs at our tax affiliate, Evergreen Sterling Kuder, meet with clients before the end of the year to make recommendations and form a timely strategy.
The three goals you should always be seeking to balance are: What kind of an income stream do I need to live on? How can I mitigate risk in overconcentrated investments? And, what areas make sense to be invested in given the current macroeconomic climate? These factors are often at odds and require professional guidance to build a portfolio that is suited to you, incorporating a broad variety of asset classes.
Traditional lending and mass market banking solutions provide a limited scope of services and can be inflexible for customers who fall into atypical financial situations. Advisors help clients explore banking relationships that are local, personal, and flexible.
Not all business owners are looking for retirement planning. Many founders are looking to establish a financial safety net or augment their lifestyle with their newfound wealth. An analysis of your financial situation post-exit can also help clarify what is possible in your next chapter.
Tax services are provided by Evergreen Sterling Kuder. Evergreen Sterling Kuder is a separate entity, which is majority owned by Evergreen Gavekal. The information provided is general in nature and should not be considered legal or tax advice. Consult an attorney, tax professional, or other advisor regarding your specific legal or tax situation. Any accounting, business or tax advice contained in this communication is not intended as a thorough, in-depth analysis of specific issues, nor a substitute for a formal opinion, nor is it sufficient to avoid tax-related penalties. If desired, Evergreen Sterling Kuder would be pleased to perform the requisite research and provide you with a detailed written analysis. Such an engagement may be the subject of a separate engagement letter that would define the scope and limits of the desired consultation services.